The Capital Your Business Needs—When Opportunity Can’t Wait
Whether you need to purchase inventory, replace equipment, renovate, launch a marketing campaign or manage an unexpected expense, Cash Buoy offers qualifying businesses a flexible alternative to traditional business financing.
Funding is subject to application, underwriting and approval. Amounts, terms, factor rates and repayment structures vary by applicant.

A Faster, Simpler Path to Working Capital
Watch this short video to see how Cash Buoy helps qualifying businesses access working capital without the lengthy process commonly associated with traditional bank financing.
Business Funding Without Unnecessary Friction
Simple Application
A secure online application designed to take approximately ten minutes to complete.
Quick Decisions
Qualifying applicants may receive a decision quickly, with funding potentially available in as little as 24 hours.
Clear Terms
Review the proposed amount, terms and repayment structure before deciding whether the program fits your business.
Flexible Payment Structures
Depending on the approved funding product, payments may be based on a percentage of business sales or arranged through daily or weekly ACH. Available structures and terms vary by applicant and approved offer.
Funding Built Around Your Business
Cash Buoy is a direct funder offering capital advances to qualifying businesses. Eligibility and available amounts depend on the applicant’s business history, revenue and underwriting review.
At least three months in business
Approximately $5,000 or more in monthly gross revenue
Options that are not based solely on a minimum credit score
Programs available across a broad range of industries
These are general program guidelines and do not guarantee eligibility, approval, funding amount or terms.
Continue to Cash Buoy’s secure application to see what options your business may qualify for.
Put Your Working Capital to Work
Purchase Inventory
Upgrade Equipment
Renovate Your Location
Launch Marketing
Manage Payroll
Expand Your Business
Approved funds can generally be used according to the needs of the business, subject to the funding agreement.
From Application to Funding
Apply Online
Complete Cash Buoy’s secure online business-funding application.
Provide Your Information
Supply the business and financial documents requested during the underwriting process.
Review Your Options
If approved, review the available amount and terms before accepting an offer. Funding may be available quickly after completion.
What to Know Before You Apply
Straight answers about Cash Buoy’s application, general guidelines and available funding structures.
See What Your Business May Qualify For
Completing an application allows Cash Buoy to evaluate your business and present any funding options for which it may qualify. Applying does not guarantee approval or require you to accept an offer.
You will continue to Cash Buoy’s secure application in a new browser tab. Cash Buoy will collect and evaluate the business and financial information required for underwriting.
Cash Buoy is a third-party funding provider. Funding products, approval, available amounts, factor rates, terms and repayment structures vary by applicant and are subject to underwriting and final approval. Capital advances and traditional business loans are different financial products. PayProTec Southeast does not guarantee approval, funding amount or funding time.
